Friday, February 28, 2014


A couple of months ago, Vince and I became first-time homeowners. Yay to adulthood, LOL! We were planning on buying the house we were renting -- we loved that house a lot -- later this year but God's timing meant for us to buy sooner and a different house. You can say we were sort of rushed into that decision but God's timing is always perfect. He has truly been faithful and His goodness is unceasing that we are very much thankful He lined up everything for us in buying our first home. His provision and sovereign was with us all through the way. Despite that: 1) We didn't have enough savings to pay the required 20% downpayment for a lower interest rate; and 2) Caring for Vonn Kaleb meant we could hardly get any housework done (so much more looking for and buying a house??), God sent good people and provided means along our way which helped and taught us a lot in the process.

This picture was taken by the previous owner before we bought the house.
We had the lawn maintained and the exterior of the house pressure washed since we owned it.
It's a given that there are so many associated costs into buying a house. Because we were trying to maximize our disposable savings so that we could put in as much as downpayment as we could to get low interest rate, we didn't hire an agent, which meant that we had to do our homework and research on the what-and-what-nots of buying a house, and deal and negotiate with the seller personally. This would have been easier if we weren't first-time buyers and if we didn't have a child to care for. Those circumstances made it somewhat challenging for us. I really admire my husband for his dedication to our family because I would say that 99% of the hard work into purchasing our home was his. He spent late nights reading online about the ins-and-outs of buying a house, squeezing phone calls in between his busy work schedule to arrange for viewing houses and speaking with mortgage loan specialists, negotiating with the seller, and basically doing all the paperwork needed from start to finish. He fed me all the info he gathered and all I had to do was review them and say my thoughts and if I had questions, he was the one who fired up the emails and made the phone calls to the respective persons. We seriously both had to do a lot of reading and researching and asking whatabouts because buying a house is a serious matter after all. Honestly, I learned so much in that experience that after it was through, I felt like I could be an agent. LOL! Bottom line is that one can buy a house even without paying for an agent's expertise ;) I should mention too that it helped us a lot that the seller of the house was one of Vince's colleagues who was moving his practice to a different location and was very eager to get the house off his back. He was in fact the one who told us that rather than us paying for an agent, we could just negotiate with him and his agent directly, and he'd discount the selling price for us, which he did. Thank God!

Pimped up on Vonn Kaleb's 1st birthday. Hehe!
So with that very long segue way above, you could probably tell how happy and proud I am about our home. Hehe! Well, to be true, Vince and I wasn't very much impressed with this house compared to the rental house which we really liked. There are some aesthetic and functional improvements that need to be done in this house to suit our taste and make it more efficient as we would like, but the enormous size (5-bedroom, 4-bathroom, 2-car attached garage, outdoor shed) (and the swimming pool of course!) of this house made it a better buy than the rental house. The main thing is that this is a well-built and structurally sound house (brick, baby, yeah!) according to the home inspection, so we don't have to worry about it falling apart on us anytime in the near future. Again, as Vince puts it, even if it wasn't our dream house, this is the house that the Lord provided for us, that's why we are to be thankful for it every day. We'll just work on it to make it the beautiful home sweet home we want it to be. In fact, we already started on beautifying it. We already had it pressured washed and lawn serviced, that even our neighbors noticed and told us the house looks better now than before. We already obtained several quotes from various builders and we're getting there. We just need to do it step by step and save up for more costly improvements like the master bathroom (which is kinda' tacky... hehe! Vince doesn't even use it... He said he couldn't stand the "pink and gold" fixtures. LOL!)

Can't wait to take a dip in our pool!
I intend to blog about our home every now and then to document our quest in making it as much as a "Valencia" household it could get. Home improvement suggestions and DIY tips are very much welcome. Until my next home sweet home blog post, ciao!


  1. The Lord provides indeed! This just shows how good and faithful is the Lord to your family Teh.

    Ang laki naman ng 5 bedroom na yan plus the swimming pool. Pwde man mag extend sa harap at sa gilid ha dahil sa sobrang laki ng bakante.

    Enjoy your new home Teh. Nandito lang kami lang kami lagi at nakikisaya sa bawat tagumpay ninyo. Cheers!!!

  2. Congratulations KM! It feels great to finally own a house which we can call a home. I have that same feeling many years ago and you could attest to how busy I am managing our humble home. I wish you luck in your new endeavor and I'm pretty excited to share some tips with you as well as to exchange views and opinions about home trends and decors. Cheers!!


Show some love. Leave a comment.


Related Posts Plugin for WordPress, Blogger...